Bertha Antoinette "Toni" Ratzlow of Mountain Home, Arkansas, passed away December 10, 2020, in Mountain Home, Arkansas at the age of 92. She was born October 6, 1928, in Monroe, Wisconsin, the daughter of Joseph and Mary (Schmucki) Kuster. She married Robert Ratzlow on February 4, 1956, in Milwaukee, Wisconsin and was a homemaker. Toni lived in Mountain Home since moving from Beloit, Wisconsin in 1979. She was a member of the V.F.W. Auxiliary in Mountain Home.
Toni is survived by her two daughters, Jennifer Carey of Mountain Home, AR and Helen Ratzlow of Aurora, IL; sister, Gertrude Field of Stoughton, WI; four grandchildren, Rachel (Steve) Borgman of Mountain Home, AR, William (Cassandra) Hoeksema of Ashburnham, MA, Dave Ratzlow of Brooklyn, NY and Cyrus Nadia of Aurora, IL and eight great-grandchildren.
She was preceded in death by her parents, husband, four brothers and two sisters.
A Funeral Service for Toni will be 2:00 pm, Monday, December 14, 2020, at Kirby & Family Funeral Home Chapel, with Reverend Kevin McReynolds officiating. Burial will be in the Kirby's Tucker Memorial Cemetery, Mountain Home, Arkansas. Due to current restrictions, masks are required.
Memorials may be made to Hospice of the Ozarks, 811 Burnett Drive, Mountain Home, Arkansas 72653.
Arrangements are by Kirby and Family Funeral and Cremation Services - Mountain Home, Arkansas.